Yiren Digital Wins Top AI Award Alongside Alibaba and Tencent

AI Strategy Earns Major Industry Recognition

Yiren Digital (NYSE: YRD) has secured the "Annual Digital Intelligence Innovative Application Award" in the "New Technology" category, an honor presented by Caijing New Media. This achievement places the fintech leader on the same stage as industry titans like Alibaba, Tencent, and JD.com. The recognition highlights the company's successful transition into a technology-first powerhouse driven by advanced artificial intelligence. The award specifically validates the deployment of the proprietary "Zhiyu" large language model and the "Magicube" AI Agent Platform. Following a successful regulatory filing in 2025, the Zhiyu model has become the core of the company's digital strategy. This foundation allows for more nuanced credit analysis and improved operational workflows across its consumer lending and insurance segments.

Enhancing Efficiency with Magicube 2.0

The Magicube platform, now in its 2.0 version, powers a hybrid human-AI collaboration model that ensures 24/7 service availability. It automates marketing scripts, content generation, and quality inspection, which significantly boosts efficiency while reducing manual labor costs. This "digital workforce" approach has allowed the company to transcend traditional capacity limitations. Trading at $3.89 on the NYSE, Yiren Digital is actively pivoting from a traditional lending model to a tech-enabled platform. Analysts suggest this external validation from a major financial media outlet like Caijing could lead to a significant valuation re-rating. By proving the business value of its AI tools, the company is positioning itself as a benchmark for intelligent transformation in the fintech sector.

Expanding the Global Tech Footprint

Looking forward, the platform plans to deepen its investments in multi-agent collaboration and high-value research. The company aims to expand its footprint across China and Southeast Asia, using its AI first-mover advantage to capture market share. This strategic focus is designed to build a foundation for global leadership in AI-powered and blockchain-enabled financial technology. For more details on their latest performance, investors can access the All Stock Data on the official investor relations site. The company remains committed to leveraging advanced AI to enhance customer experience and expand financial inclusion globally.